Remittance operators
Plan liquidity around payout commitments while collections and settlement follow a different clock.
For cross-border payment teams
Liquidity.
In the right place.
Ahead of time.
Your payouts can't wait for settlement. See where cash is, anticipate where it will run short, and decide how to fund the gap.
Visibility · Forecasting · Funding recommendations
floatgates / liquidity outlookIllustrative view
INR PAYOUTS · PROJECTED FUNDING GAP
$2.5M USD equivalent
Required by tomorrow, 14:00
Funding needed
TODAY 09:00TOMORROW 14:00+2 DAYS
Funding gap identified before the deadlineCompare available balances, bank transfers, and stablecoin routes.
3 funding options to compareReview options
One view across your
liquidity providers
liquidity providers
▤ Banks⇄ PSPs▤ Wallets Payout partners
The settlement gap
Money in motion.
Capital on hold.
Customers expect an instant payout. Your incoming funds may settle later. Treasury bridges that gap by keeping cash across currencies, providers, and corridors.
More cash everywhere is expensive. Too little in one place can delay a payout. The decision is where liquidity needs to be—and when.
Too much, too early
Idle balances tie up capital that could support another corridor.
Too little, too late
Emergency transfers and rushed FX decisions put operations under pressure.
See → anticipate → decide
A clearer view.
A better next move.
Bring balances, expected settlements, and payout commitments into the same decision.
See beyond a single balance.
Bring liquidity across banks, PSPs, wallets, and payout partners into view by entity, currency, and provider. Understand where cash is available before deciding where to move it.
Liquidity sourceCurrencyPosition
Bank accountUSDAvailable balance
PSP balanceINRAvailable balance
Payout partnerINRPre-funded balance
Building the intelligence layer first. Automated fund movement and reconciliation are future capabilities.
A funding decision, made concrete
One gap. Several ways to close it.
The fastest option isn't always the cheapest. The cheapest may not have enough capacity.
$2.5M needed for INR payouts
Deadline: tomorrow, 14:00 · Amounts shown in USD equivalent
| Funding option | Cost | Time | Available | Eligibility |
|---|---|---|---|---|
| Bank transferConventional funding route | 18 bps | 16 hours | $5M capacity | Eligible |
| Existing PSP liquidityUse available balances first | 8 bps | 1 hour | $1.5M balance | Eligible |
| Stablecoin routeSubject to compliance clearance | 11 bps | 20 minutes | $2M capacity | Review required |
Conditional recommendation
$1.5M from existing PSP liquidity.
$1M via the stablecoin route.
Subject to compliance clearance. If clearance isn't obtained in time, the bank route must be assessed against its cut-off and arrival deadline.
Explore the decision:
Illustrative rates and capacities. Actual funding choices depend on availability, FX, provider limits, cut-offs, and compliance. Recommendations do not execute transfers.
Built for the people bridging the gap
More corridors.
Fewer blind spots.
For treasury, finance, and operations teams managing multiple currencies, payout providers, and pre-funded balances.
Cross-border B2B payments
Understand funding needs across currencies, entities, and settlement schedules.
PSPs & payout orchestration teams
Compare funding options as provider balances, capacity, and timing change.
Design partnerships
Bring your corridors.
Let's work through the gaps.
We're building Floatgates with cross-border payment teams. Start with your settlement timings, funding decisions, and the visibility you're missing.
Speak directly with the founding team.