Remittance operators
Plan liquidity around payout commitments while collections and settlement follow a different clock.
Your payouts can't wait for settlement. See where cash is, anticipate where it will run short, and decide how to fund the gap.
Customers expect an instant payout. Your incoming funds may settle later. Treasury bridges that gap by keeping cash across currencies, providers, and corridors.
More cash everywhere is expensive. Too little in one place can delay a payout. The decision is where liquidity needs to be—and when.
Idle balances tie up capital that could support another corridor.
Emergency transfers and rushed FX decisions put operations under pressure.
Bring balances, expected settlements, and payout commitments into the same decision.
Bring liquidity across banks, PSPs, wallets, and payout partners into view by entity, currency, and provider. Understand where cash is available before deciding where to move it.
The fastest option isn't always the cheapest. The cheapest may not have enough capacity.
Deadline: tomorrow, 14:00 · Amounts shown in USD equivalent
| Funding option | Cost | Time | Available | Eligibility |
|---|---|---|---|---|
| Bank transferConventional funding route | 18 bps | 16 hours | $5M capacity | Eligible |
| Existing PSP liquidityUse available balances first | 8 bps | 1 hour | $1.5M balance | Eligible |
| Stablecoin routeSubject to compliance clearance | 11 bps | 20 minutes | $2M capacity | Review required |
Subject to compliance clearance. If clearance isn't obtained in time, the bank route must be assessed against its cut-off and arrival deadline.
Illustrative rates and capacities. Actual funding choices depend on availability, FX, provider limits, cut-offs, and compliance. Recommendations do not execute transfers.
For treasury, finance, and operations teams managing multiple currencies, payout providers, and pre-funded balances.
Plan liquidity around payout commitments while collections and settlement follow a different clock.
Understand funding needs across currencies, entities, and settlement schedules.
Compare funding options as provider balances, capacity, and timing change.
We're building Floatgates with cross-border payment teams. Start with your settlement timings, funding decisions, and the visibility you're missing.